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SCAM ALERT: Members have reported receiving phone calls from someone claiming to be from Health Advantage’s Fraud Department stating the member’s card was compromised. Please remember the Credit Union will NEVER ask for online banking credentials, full debit or credit card numbers (CVV or PIN number), your full social security number or the 6-digit secure access codes sent to your phone or email. Do not share your personal/sensitive information and end the call if you suspect you're not talking to a legitimate representative. Contact Health Advantage Credit Union at 989.791.7070 if you believe your account may be at risk.

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Physicians Mortgage

Health Advantage Credit Union offers a uniquely designed mortgage program for our medical and dental professionals. This mortgage program is also available to residents and fellows during their term of residency or fellowship and takes into consideration the burden of student loan debt.

Who is eligible?

  • Medical Doctors or Surgeons (MD, DO, DPM)
  • Optometrists (OD)
  • Chiropractors (DC)
  • Dentists (DMD)
  • Dental Surgeons (DMD, DDS)
  • Pharmacists
  • Residents & Fellows¹

Features and Benefits

  • Purchase of primary residence
  • No PMI
  • Consideration for Student Loan Debt²
  • HACU Membership and Reserve on deposit (at time of closing)

APPLY FOR A HOME LOAN

Questions? Contact Amy or visit our State St location.

¹HAFCU's Physicians Mortgage Program is available to Residents and Fellows during the term of residency or fellowship (which includes candidates accepted for Residency), or up to 60 months after residency or fellowship. ²The program takes into account the potential increasing income as residents and fellowships advance in their chosen specialty and understand the considerations of their student loan debt burden and the eligibility to defer repayment.

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